Insurance Companies and Car Accidents
Our lawyers can fight for your rights, help you take a stand
Insurance companies should be on your side. This is especially true if you get hurt in a bad car accident caused by another driver. Your insurance company and the at-fault driver’s insurance company should work together to make sure you receive the financial compensation and support you deserve after your crash.
Unfortunately, some insurance companies are not so cooperative. Instead of working with you, many of them do everything they can to make the entire process as difficult and complicated as possible. When this happens, it’s critical that you have an attorney on your side who knows how to deal with insurance companies and can stand up for you.
Our dedicated team of trial lawyers at Glaser & Ebbs can help you every step of the way. We have more than 100 years of combined legal experience representing injury victims in Fort Wayne and throughout Indiana. As a result, we know how insurance companies think. We know the strategies they often use. As your attorney, we can fight back for you and make sure your best interests get the attention they deserve.
What makes dealing with insurance companies so complicated?
If the other driver clearly caused your accident, why are insurance companies so difficult to deal with? The reason is they’re in business to make money. So, if your accident expenses add up to thousands of dollars or significantly more, they will often do everything they can to reduce or deny your accident claim.
The way insurance companies try to do this is by casting doubt on your injury claim. In particular, the at-fault driver’s insurance company might claim:
- Your car accident injury is a pre-existing medical condition.
- You were the one at fault, which allows them to not have to pay your accident claim since Indiana has an at-fault insurance system.
- Your injury is not that serious and does not deserve financial compensation.
Whatever excuse insurance companies try to use, don’t back down. Your lawyer can stand up to them for you and provide evidence in support your injury claim.
Should I accept a settlement offer from an insurance company?
Another tactic insurance companies often take soon after an accident is to make a settlement offer to injury victims. Such an offer might seem tempting, especially if you already have significant medical bills and other expenses adding up fast.
Settlement offers often fall far short of how much money your accident is worth. That’s because many insurance companies do not consider future anticipated expenses. These may include:
- Follow-up surgical procedures
- Physical therapy
- Prescription medications for chronic pain management
- Replacement income if you cannot return to work due to a permanent disability
All these expenses can add up. Your settlement claim should cover all of them, now and in the future. That’s why it’s important to carefully consider any insurance settlement offer before agreeing to accept it. Because once you do, you often cannot go back another time in the future and ask for more money.
How can a lawyer help deal with insurance companies?
Experienced attorneys know how to negotiate effectively with insurance companies and hold them accountable for serious injury claims. Lawyers often do this by carefully investigating accidents and finding evidence in support of their client’s claim.
Many insurance companies agree to negotiate in good faith with attorneys representing injury victims. When insurance companies do not, your lawyer can take much more aggressive measures, including filing a lawsuit on your behalf if necessary.
Don’t try to take on insurance companies on your own. They often have an entire legal team defending their actions and looking for any excuse to reduce or deny your claim. That’s why you need a skilled attorney who’s not afraid to take on insurance companies and knows how to win.
Demand the justice you deserve. Contact our law firm.
Our law firm has a well-earned reputation in Fort Wayne and throughout Indiana for being a dedicated legal team that fights hard for its clients. We know what’s at stake and we’re prepared to do the work that needs to be done to build the strongest possible legal case. Our results speak for themselves. In case after case, we consistently obtain sizable settlements and verdicts on behalf of our clients.
Demand the justice you deserve after your car accident. Contact us and schedule a free consultation with an attorney at our firm who will fight for you after your car crash. We have offices in Fort Wayne and other locations located throughout Indiana. We can also meet with you in your hospital room, your home or wherever’s convenient for you.