FAQ About Car Accidents
Answers you can trust from experienced lawyers
Have a question about your car accident in Indiana? Not sure where to find accurate information? Fortunately, you have come to right place. Our attorneys at Glaser & Ebbs have an in-depth understanding of the laws and the legal system involving car accident claims in Fort Wayne, Indianapolis and throughout Indiana.
We understand the importance of having information about car accidents and rules governing them. Without such information, you cannot make informed decisions about what to do after your crash. That’s why we created this page specifically for injury victims dealing with a car accident caused by another driver in Indiana.
What is your car accident question?
- How do I know if I have a car accident claim?
- Who decides who’s at fault?
- What can I be compensated for?
- How much is my case worth?
- Should I accept a settlement offer?
- Can I ask for more money?
- Should I file a lawsuit or take other legal action?
- How much time do I have to file a lawsuit?
- Should I hire a lawyer to handle my case?
Have another question about your car accident? Simply contact our law firm and schedule a free consultation with a lawyer at our firm. We strongly encourage you to do that even if you see your question listed above. That’s because every crash often presents its own unique challenges. That’s why we never take anything for granted and will work tirelessly towards finding the right solution for your particularly case.
Indiana has a fault-based insurance system when it comes to car accidents. That means the at-fault driver – and their insurance company – are responsible for compensating injury victims and anyone else that experiences a loss as a result of an accident. If you are found to be at fault, you cannot obtain any money for your car accident in Indiana.
The best way to know if you have a legal case after your accident is to hire an attorney. Your lawyer can investigate your crash and determine who was at fault and who’s responsible for compensating you for your accident expenses.
In general, the insurance companies for the drivers involved in the accident decide who was at fault. They often base their decision on the official Indiana accident report filled out by the investigating police officer. In addition, insurance companies and their attorneys often conduct their own independent investigation to determine who caused your collision.
It is important to have a lawyer working for you. Your attorney can conduct their own independent investigation and be part of the conversion with insurance companies about who’s at fault and who’s responsible for compensating you for your accident-related expenses.
If another driver caused your accident and is found to be at fault, you should be financially compensated for all past, present and future expenses related to your accident. Such expenses often include:
- All medical bills, including surgical procedures, hospital fees, chronic pain management and physical therapy
- Vehicle repair or replacement costs
- Replacement income during your recovery
- Lost future income if you cannot work due to a permanent disability
- Pain and suffering in certain circumstances
- Funeral expenses if a loved one died in a fatal car accident
There’s no set dollar amount when it comes to car accident claims. Some might be worth a few thousand dollars. Others might be worth significantly more. It is important to have a lawyer carefully examine your case. They can come up with an accurate estimate for how much your injury claim should be worth, then demand compensation from the at-fault party’s insurance company.
Don’t be surprised if the at-fault driver’s insurance company makes a settlement offer soon after your accident. You might be tempted to accept their offer, especially if you already have significant bills for your accident-related expenses so far. Settlement offers rarely cover all your expenses, especially anticipated ones in the future. If you agree to accept such an offer, you often cannot ask for additional money. That’s why it’s important to carefully consider any offer before agreeing to accept it.
Yes. If you decide you do not want to accept an insurance company’s initial settlement offer, you can ask for more money than what they are offering. This is something your lawyer can do for you on your behalf. Your attorney can try to negotiate a better settlement offer that covers all your accident-related expenses.
Sometimes, the best way to way to get the money you deserve for your accident is to file a lawsuit or take other legal action against the at-fault driver’s insurance company. This is especially true if the insurance company refuses to offer more than their initial settlement offer or if they deny your injury claim altogether. Be aware that filing a car accident lawsuit can be a complex legal process. That’s why it’s important to consult with a lawyer as soon as possible.
In Indiana, you have two years from the date of your accident to file a lawsuit or take other legal action. This deadline is known as the statute of limitations. If you miss this deadline, you could miss out on your only opportunity to obtain all the money you need and deserve for your accident.
Just because you have two years doesn’t mean you should wait until the last minute to take legal action. The sooner your lawyer can start investigating your accident and building a strong legal case, the better. That’s because the evidence you need in support of your claim can often disappear or be destroyed as time goes by. Don’t delay. You need to take action today.
We strongly recommend hiring an attorney to handle your car accident case. Keep in mind that the at-fault driver and their insurance company will almost surely have at least one lawyer investigating your crash and defending their client’s actions.
When you have a lawyer on your side, you can fight back and level the playing field. Your lawyer can conduct an in-depth investigation in search of the facts you need to build the strongest possible legal claim.
Even if your insurance company has an attorney, keep in mind that your insurance company’s simply focused on making sure you are not found to be at fault. They are not concerned about whether you’re fairly compensated for your accident. That’s your lawyer’s job. Your attorney can make sure your best interests get the attention you rightfully deserve. Your lawyer works for you and no one else.