Wage garnishment is a legal procedure in which a person’s earnings are withheld by an employer by court order.
Wages may be garnished for owed back taxes, child support, or student loans. It can also occur if a court judgment has been entered against you. The way a wage garnishment works is first a court issues an order requiring your employer to withhold a certain amount of your paycheck. The employer then sends it directly to the person or institution ordered by the court, until the debt is paid off.