What Else Should I Know About Bankruptcy?

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Utility services

Public utilities, such as the electric company, can not refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service and you do have to pay bills which arise after bankruptcy is filed.

Discrimination

An employer or government agency can not discriminate against you because you have filed for bankruptcy.

Driver’s license

If you lost your license solely because you couldn’t pay court-ordered damages caused in an accident, bankruptcy will allow you to get your license back.

Co-signers

If someone has co-signed a loan with you and you file for bankruptcy, the co-signer may have to pay your debt. If you file a chapter 13, you may be able to protect cosigners, depending upon the terms of your chapter 13 plan.